A DNA Bank Is Necessary Essay - 1472 Words

nbsp;nbsp;nbsp;nbsp;nbsp;Imagine that a convicted child molester is released from jail and that he is now traveling around the country looking for work. One day this criminal returns to his old ways and he attacks a young child whose dead body is found in a deserted field the following day. The only trace of evidence at the crime scene is a semen specimen on the boys clothes. Now this specimen could be useful if the police tracked down, and arrested the suspect, and then took a blood sample of his that matched the crime scene specimen. But, since no other clues are found this criminal was never arrested and for the next couple years he repeated this act many more times. It is a shame that innocent children had to die because of this†¦show more content†¦This is why DNA can always, be traced back to one person (with the exception of identical twins). There are two tests for analyzing DNA for forensic use, Restriction Fragment Length Polymorphism (RFLP), and Polymerase Chain Reaction (PCR). The RFLP test consists of taking a sample of body tissue which contains DNA. After locating the DNA thousands of different combinations of DNA repeats called Variable Number of Tandem Repeats (VNTR) are examined. These VNTR nbsp;nbsp;nbsp;nbsp;nbsp;There are a great number of reasons to have a DNA data bank, but first it is important to accurately describe the requirements for this DNA data bank. Only convicted criminals would be entered into the bank. Also, only Junk DNA would be kept as data, DNA that contains no personal or hereditary information. One advantage to a data bank will be the quick access to information. Prosecutors are going to be able to match the DNA collected at a crime scene with DNA that has already been collected in the bank and this will allow them to apply for a warrant faster. Take the case of Jean Ann Broderick. In 1991 she was found murdered and raped in her Minnesota apartment. There were no witnesses or evidence that led to any one suspect. The only lead at the crime scene was a semen stain on the victim. Minnesota at this time was one of the few states that had and used a DNA data bank of convicted criminals, soShow MoreRelatedThe Mechanical Basis Of Transcriptio n Coupled Repair1161 Words   |  5 PagesDNA repair in motion: The mechanical basis of transcription-coupled repair in prokaryotes Proper gene expression is crucial for normal physiological development. Unfortunately, the structural and functional integrity of cellular DNA is constantly at risk by intrinsic and extrinsic factors, from mistakes in metabolic processes to radiation damage. DNA repair pathways are critical processes that address these offenses by maintaining the level genomic integrity necessary for accurate cellular divisionRead MoreAnnotated Bibliography On Dna Fingerprinting1019 Words   |  5 PagesDNA fingerprinting is a scientific technology involving the extraction, replication and arrangement of strands of an organism’s DNA. This results in the formation of a genetically distinctive fingerprint that is unique to the organism which the DNA sample was originally extracted from. Because of the specificity of a DNA fingerprint, the application of this technology can have a substantial influence on many aspects of society. Accessibility to a DNA database allows for higher efficiency in fo rensicRead MoreAn Introduction To The Biometric Authentication System And Information Security889 Words   |  4 Pagesfraud has forced us to explore different horizons for safety.one such effective option is the biometric authentication system. 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The Guanyin The Bodhisattva Of Compassion - 1526 Words

The Guanyin is known as the Bodhisattva of Compassion (â€Å"Fragment of Guanyin of Eleven Heads†). A Bodhisattva is a being â€Å"dedicated to the salvation of everyone; in carrying out this noble task, they choose to become buddhas instead of seeking personal nirvaha [sic]† (Yeu 2). Guanyin is the Chinese name for the Bodhisattva Avalokitesvara (Overmyer 418). The original script describing Avalokitesvara is the Lotus Sutra (Overmyer 419). In the Lotus Sutra, Avalokitesvara is known as â€Å"the Regarder of the Cries of the World† (The Threefold Lotus Sutra 319). The Buddha describes the Bodhisattva Avalokitesvara: If there be countless hundred thousand myriad koÈ›is of living beings suffering from pain and distress who hear of this Bodhisattva Regarder of the Cries of the World, and with all their minds call upon his name, the Bodhisattva Regarder of the Cries of the World will instantly hear their cries, and all of them will be delivered (The Threefold Lotus Sutra 319). The Buddha gives an example of what the Bodhisattva can do. The Buddha says, If, again, there be any man on the verge of [deadly] harm who calls upon the name of the Bodhisattva Regarder of the Cries of the World, the sword of the attacker will instantly snap asunder and he will be set free [sic] (The Threefold Lotus Sutra 320). The Bodhisattva can also help people from non-physical danger as well. The Buddha said, â€Å"If any living beings much given to the carnal passion in mind and revere the Bodhisattva Regarder ofShow MoreRelatedSeated Bodhisattva Avalokitesvara ( Guanyin )982 Words   |  4 PagesSeated Bodhisattva Avalokitesvara (Guanyin). Both these pieces which are statues were sculpted in china. The earliest statue was made during the Tang dynasty. While, the later statue was made during the Northern Song dynasty. These statues were chosen because the same deity is depicted and were made in a similar geographic and cultural location. This allows for the comparison of the different styles between the 2 periods. The statue made during the Northern Song dynasty depicts the Bodhisattva AvalokitesvaraRead MoreReclining Pan in the St. Louis Art Museum2701 Words   |  11 Pagesthat it is now virtually impossible to determine Guanyins true origin. The official Buddhist view is that Guanyin originated with the male AvalokiteÅ›vara, though Guanyins origin may be more complex than this simple, linear derivation. While it is certain that the name Guanshiyin is derived from the name Avalokitesvara.5 According to Mahayana doctrine, Avalokitesvara is the bodhisattvas who has made a great vow to listen to the prayers of all sentient beings in times of difficulty, and to postponeRead MoreFeminism in Chinese Buddhism: Patriarchy versus Non-Duality1271 Words   |  5 PagesThe Bodhisattva of infinite compassion Guanyin (ironically adopted from a male, Indian deity) exemplifies positive feminine values. 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Maitreya, the â€Å"Future Buddha† is a Bodhisattva that has not yet achieved enlightenment butRead MoreBuddhism And The Society Of Women2034 Words   |  9 Pagesfounder of the Fokuangshan Buddhist order, to organize a renunciation ceremony to reintroduce a bhikkhuni lineage in those countries currently lacking one.† (Buddhism and Women, 2008). Buddha previously said that it was impossible for a woman be a Bodhisattva. Neither can the person rebirth as woman. It is seen as if that person has done something wrong in their past life and that is why they are a woman. â€Å"The cons istent male gender of a bodhisatta is illustrated in hundreds of ja Ì„taka stories, whichRead MoreSimilarities Between The Sui And Tang Dynasty1611 Words   |  7 Pagesaspects of the religion were sinicized. For example, the Bodhisattva of Compassion, or Guanyin, became a woman. A bodhisattva was someone who believed in Mahayana Buddhism, a newer kind of Buddhism, who was so enlightened that they could have escaped reincarnation in their current life but decided to stay behind and help others become enlightened first (2,14). Compassion was a feminine characteristic according to Chinese custom, so Guanyin was believed to be a woman (4,48). Mahayana Buddhism wasRead MoreThe Fourth And Fifth Centuries B.c Essay2169 Words   |  9 Pagesin heavy classical fold resembling Roman togas. As centuries pass, Buddhism would extend from its original focus of the Buddha to include various celestial Buddhas and Bodhisattvas as well as other teachers and thinkers. Unlike the Buddha, who is considered to have achieved a state of complete spiritual enlightenment, Bodhisattvas are individuals who are destined for enlightenment but chose to hold themselves back in order to help others achieve the same goal. Gandharan artist also had many representationsRead More The Relationship Between Confucianism And Buddhism Essay2935 Words   |  12 PagesMahayana that holds huge appeal for lay practitioners thanks to its promise of rebirth in a pure land where one can achieve enlightenment. Avalokitesvara, the bodhisattva of compassion, was also introduced to China around this time. The Chinese would call him, or her since the Chinese frequently depict the deity as female, Guanyin or Guanshiyin. These names are rough translations of the Indian meaning â€Å"the god who hears the cry of man† (Saunders 161). Access to a deity who, unlike the BuddhaRead MoreConfucianism in Journey to the West31834 Words   |  128 Pagesfor your mercy and compassion, master. I beg you to give me a personal name to go with my new surname, then it will be much easier to address me.† çÅ' ´Ã§Å½â€¹Ã¥  ¬Ã¨ ¯ ´, æ » ¡Ã¥ ¿Æ'æ ¬ ¢Ã¥â€"Å", æÅ" Ã¤ ¸Å Ã¥  ©Ã¥ ¤ ´Ã© â€œ: â€Å"Ã¥ ¥ ½! Ã¥ ¥ ½! Ã¥ ¥ ½! ä »Å Ã¦â€" ¥Ã¦â€" ¹Ã§Å¸ ¥Ã¥ §â€œÃ¤ ¹Å¸Ã£â‚¬â€šÃ¤ ¸â€¡Ã¦Å"݌ ¸Ë†Ã§Ë† ¶Ã¦â€¦Ë†Ã¦â€š ²! æâ€" ¢Ã§â€ž ¶Ã¦Å"‰å §â€œ, å† Ã¤ ¹Å¾Ã¨ µ Ã¤ ¸ ªÃ¥  Ã¥ ­â€", Ã¥  ´Ã¥ ¥ ½Ã¥â€˜ ¼Ã¥â€ ¤.†[59] In the series Sun Wukong reacts by kowtowing shortly and shouting: â€Å"Master, master named me! I have a name! Master named me! I have a name!† â€Å"Ã¥ ¸Ë†Ã§Ë† ¶, Ã¥ ¸Ë†Ã§Ë† ¶Ã¥  «Ã¦Ë†â€˜Ã¥â€¢ ¦, 我æÅ"‰å  Ã¥ ­â€"å• ¦, å˜ ¿Ã¢â‚¬ ¦Ã¥ ¸Ë†Ã§Ë† ¶Ã¥  «Ã¦Ë†â€˜Ã¥â€¢ ¦.Ã¥ ¸Ë†Ã§Ë† ¶Ã¥  «Ã¦Ë†â€˜Ã¥â€¢ ¦.† By shortening the dialogue, the retelling omits the reference to mercy and compassion. In contrast, the â€Å"action†

Financial Regulation Repricing Gap of Planning

Question: Describe about the Financial Regulation for Repricing Gap of Planning. Answer: Part A. Repricing gap if planning period is 3 month Maturity Assets Liability Cumulative Gap 3 months 150 -150 Maturity Assets Liability Gap Cumulative Gap 3 months 150 -150 -150 6 months 50 50 -100 9 months 150 -150 -250 1 year 520 -520 -770 2 years 100 200 -100 -870 2.) Interest foregone on the rate sensitive assets: 14.91 (0.6% on 2485 for 6 months) Interest to be paid on the rate sensitive liabilities: 6.0125(0.25% on 2405) Hence net interest income would come down by 20.9225 3.) Under asset liability management financial institutions seeks to minimize the hazards related with mismatch arising between asset items and liability items on the balance sheet of a bank. If the in demand deposits decrease it would lead to a mismatch between assets and liabilities. The assets would decrease and hence the banks volatility would increase. 4.) Basel III norms demand that any time a bank maintains common equity and retained earnings which is not less than 4.5% of the Risk Weighted Assets. CET1 is given by Equity + Retained earnings/Risk weighted assets. In the following table RWA is calculated by assigning risk weight as er Basel III directives as follows: Givt securities and cash:0% Corporate exposure:100% Personal Loans: 100% Foreign exposure with credit rating B, BB:100% Total Equity and retained earnings as per the balance sheet is 80. Hence value of Risk Weighted assets can be a maximum of 1777 as per the formula applicable. However, from the table above we find that the value of RWAs is calculated as 2290. Hence as per Basel 3 norms the bank is not equipped to handle an economic downturn. Part B 5. Amount Duration(years) Weighted Duration(years) 250 5 12.5 100 10 10 350 10 35 Average Duration 57.5 Total value of assets is 700 million Amount Duration Weighted Duration 250 0.5 1.25 200 3 6 100 3 3 50 Average Duration 10.25 Total value of liabilities is 700 million Hence duration gap is Dur gap=Dura-(L/A*Durl) 57.5- (1*10.25) Duration gap is 47.25 years 6.) Change in net worth/Assets is given by -Dur gap* (Change in interest rate/1+i) Since change in interest rate is 1.5% and interest rate earlier was 6.5% plugging the values we get change in net worth as -0.66%. 7.) Maturity gap of banks seeks to measure albeit in a traditional way the interest rate risk arising by the changes in quantum of value of assets and liabilities which are bound to be affected by fluctuations in interest rate at relevant intervals. Each different class of asset or liability defines an interval that must be assessed. Part C Difference between Basel and Basel 3 norms The global financial crisis of 2007-2008 which led to a greater need for capital mountainous by the banks so they be better equipped to handle any crisis and financial or economic downturn. (Kubat, 2014)The table below summarises the key differences between Basel 2 and Basel 3. Basel II Requirement Basel III 8% Minimum ratio of Total capital to RWAs 10.5% 2% Minimum ratio of common equity to RWAs 4.5-7% 4% Tier 1 capital to RWAs 6% 2% Core tier 1 Capital to RWAs 5% None Capital conversation buffer to RWAs 2.5% None Leverage Ratio 3% None Countercyclical buffer 0-2.5% None Minimum liquidity Coverage ratio Tbd None Minimum Net stable funding ratio Tbd None Systematically important financial institutional change Tbd *Tbd stands for to be decided. Let us look at the various areas where Basel III seeks to improve over Basel II Changes in definition of capital When we compare Basel III with Basel II one striking difference is how the two norms define capital. There is stress on definition of key items. A notable omission is that of T3 as a capital component which was deemed so essential earlier to cover market risks, now only Tier and Tier 2 remain and there is clear purpose and intent seen of consolidating the Tier 1 component. The main aim of this change would be to improve the quality, consistency and transparency of the capital. Industry experts and veterans and the committee members of Basel themselves opine that the changing and inconsistent definition of capital across all levels might have been the biggest reasons why Basel II norms couldnt avoid the GFC of 2007-08 Capital requirements changes Capital requirements were made more stringent which means that banks need to hold more liquidity and more capital. As a result of this the banks cannot indulge in excessive leveraging the way they did in Pre Basel III era, one of the key reasons for the downfall of behemoths such as Lehman and Bear Sterns. Problems faced in implementing Basel III Even though the measures implemented in Basel III seek to tighten the capital requirements on banks and seek to avoid any financial crisis akin to the one that happened in 2007 industry veterans have criticised the complexity of Basel III. While Basel I had seven risk Basel III has more than 200,000 categories with more than 200 million calculations.(Caprio, 2014) Therefore its but natural the banks have been facing problems in implementing Basel III norms. Apart from its complexity the increased quantity and quality of capital required is going to be time taking and time consuming.(Jayadev, 2013) References Caprio, G., 2014. Financial Regulation after the Crisis:How Did We Get Here, and How Do We Get Out?, s.l.: s.n. Hussain, M. S., Akhtar, W. Ahmad, K., 2015. Challenges and failure of Implementation of Basel Accord II and reasons to adopt asons to adopt, s.l.: s.n. Jayadev, M., 2013. Basel III implementation: Issues and challenges for Indian banks. IIMB Management Review, 25(2), pp. 115-130. Kubat, M., 2014. DOES BASEL III BRING ANYTHING NEW? A COMPARISON. Vienna, s.n.

Societies Influence Essays - Dispute Resolution, Violence

Societies Influence Society seems to influence all ages by poisioning our minds with lies and aggression. Aggression and hockey have gone together as long as sports have been around, be it the players themselves, to the parents, coaches, friends, they just seem to be an inseparable part of each other. The term violence is defined as physical assualt based on total disregard for the well being of self and others, or the intent to injure another person. Hockey seems to be promoting violence by broadcasting it all over the world advertising it to all children. There is no room for violence in our great game from my prospective. I have been around this game my entire life and I dont believe we need to make violence a part of it. I have seen to many injuries, to many concusions, broken wrists and broken faces. I have seen twelve year old kids trying to kick each other with skates on. All this is a mentality, that is taught to us hockey players. This lesson is to be rutheless to anyone and everyone. I remembe r my very fist lesson I was in my first year in the rep system. I was fourteen and at that age I was very large for my size. My ncoach between the first and second period told me that if I didnt go out there and lay a bone crushing body check that I was going to sit next game. He believed that all I was good for was to be violent. I was fourteen scared out of my mind and my next shift I went out there and just crushed a player from the opposing team. From that point on all my coach wanted me to do for the rest of the season was fight. That year when I was fourteen I fought over twenty times in that season because of the surrounding pressure. The worst year of my life and I never ever want to see or hear of a player put in that position I was in. The game of hockey has always been violent to an extent like any other sport but in our up and coming society it seems that violence is influencing our game of hockey. In conclusion, I believe that if hockey the sport should continue we as a society should stop putting pressure on our children and friends and just let them have fun. Violence will still be a part of the game but there will definatoly be less of it. This will make the game of hockey more pleasant for the most of us human beings. To finalize my essay I would just hope that somebody out there is trying to make a difference to help clean up our game so kids dont have to go throught what I did. The pain of being forced to be violent is no joke so lets stop it.